128 SE Elm AVE #2C, Fort Walton Beach, FL 32548
128 SE Elm AVE #2C, Fort Walton Beach, FL 32548
128 SE Elm AVE #2C, Fort Walton Beach, FL 32548
128 SE Elm AVE #2C, Fort Walton Beach, FL 32548
128 SE Elm AVE #2C, Fort Walton Beach, FL 32548
128 SE Elm AVE #2C, Fort Walton Beach, FL 32548
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$ 195,000
Est. payment | /mo

2 Beds

1 Bath

960 SqFt


Save
$ 195,000
Est. payment | /mo
Save

2 Beds

1 Bath

960 SqFt

Key Details

Property Type Condo

Sub Type Condominium

Listing Status Active

Purchase Type For Sale

Square Footage 960 sqft

Price per Sqft $203

Subdivision Elm Place Condo

MLS Listing ID 1009345

Bedrooms 2

Full Baths 1

HOA Fees $280/mo

HOA Y/N Yes

Year Built 1983

Annual Tax Amount $2,006

Tax Year 2025

Property Sub-Type Condominium

Source Emerald Coast Association of REALTORS®

Land Area 960

Property Description

Move-in ready in the heart of Downtown Fort Walton Beach. Located on Elm Avenue, a street lined with mature trees and charming old Florida cottages, just steps from the Choctawhatchee Bay. Serene, affordable, and incredibly convenient, with shopping, dining, nightlife, beach life, fishing, watersports, and Crab Island all just minutes away. This is a golf cart approved neighborhood, perfect for anyone who wants to live the Emerald Coast lifestyle to the fullest.

Freshly painted in 2026, with a new deck currently being installed by the HOA. Inside you'll find stainless steel appliances, bamboo floors, a cozy fireplace, and huge vaulted ceilings with large windows overlooking lush, mature trees. The natural light is incredible, giving the whole space an open, airy feel.

Military members will love the easy commute to Eglin, Hurlburt, and 7th Group, and the deal gets even better with a 2.99% assumable VA loan rate (buyer must have VA entitlement to assume). This is also a smart opportunity for investors. The unit previously rented for $1,500/month with low vacancy, and short term rentals are allowed. Renovated units at Elm Place have rented for as much as $2,300/month. **Buyer to verify with city and association for STR rules.**

Location

State FL

County Okaloosa

Community Short Term Rental - Allowed, Pets Allowed

Area 12 - Fort Walton Beach

Direction From Destin, take Hwy 98 W then turn right onto Perry Ave. Turn right onto First St then in 0.3 miles, turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and the property is on the left. From Mary Esther, take Hwy 98 E then turn left onto Eglin Pkwy. Continue onto First St for 0.4 miles. Turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and property is on the left.

Rooms

Kitchen true

Interior

Interior Features Breakfast Bar, Ceiling Vaulted, Fireplace, Newly Painted, Washer/Dryer Hookup

Heating Central

Cooling Ceiling Fans, Central Air

Flooring Floor Hardwood, Floor Tile

Window Features Window Treatment All

Appliance Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect

Exterior

Exterior Feature Balcony, Balcony

Community Features Short Term Rental - Allowed, Pets Allowed

Utilities Available Electric, Public Water

Roof Type Dimensional Shingle

Garage No

Building

Faces From Destin, take Hwy 98 W then turn right onto Perry Ave. Turn right onto First St then in 0.3 miles, turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and the property is on the left. From Mary Esther, take Hwy 98 E then turn left onto Eglin Pkwy. Continue onto First St for 0.4 miles. Turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and property is on the left.

Sewer Public Sewer

New Construction No

Schools

Elementary Schools Elliott Point

Middle Schools Meigs

High Schools Choctawhatchee

Others

Pets Allowed No

HOA Fee Include Ground Keeping, Insurance, Legal, Trash

Tax ID 13-2S-24-0819-0000-002C

 Emerald Coast MLS - IDX
Listed by Monica J Smith Lucky Palms Realty

NEARBY SCHOOLS & PROPERTIES

Sean Strength

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

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128 SE Elm AVE #2C